How to merge your various PF accounts with your UAN account ?One Employ...

How to merge your various PF accounts with your
UAN account ? 

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‘One Employee – One EPF account’ will help you to withdraw your PF amount after
retirement and claim pension without Employer’s Intervention

Why you have to Merge your PF accounts with UAN
?

You might have worked in different
organisations and your PF amount may lie in different PF offices across India.
Unless you merge the same with your UAN account , It is difficult to get all
the consolidated PF credits at the time of your retirement and to get pension
benefits for you and your family.

For example , I worked in various companies and
I have withdrawn PF amount from my earlier employer when I resigned from them.
But I have failed to transfer  those
services to my last employer PF account. As such , I am not able to get the
pension benefits and I struggling with concerned PF office for the last two
years.

One Employee – One EPF account’

The Employees Provident
Fund Organisation (EPFO) has brought a new facility to
help employees consolidate funds in their old employee provident
fund (EPF) accounts by linking them with one Universal Account
Number (UAN).

One Employee – One EPF account’, the service is now available on the EPFO
service portal under employee services. It can be availed of for merging as
many as 10 old PF accounts
under one UAN.

How to merge two or more EPFO accounts?

Multiple job changes typically result in
multiple Employee Provident Fund (EPF) accounts being opened, one with each
employer. With the introduction of the UAN (Universal Account Number), it is
possible to consolidate multiple accounts into one single account for each EPFO
member.

UAN activation

Each EPFO member is allotted a UAN which is
usually specified on the salary slip. To activate UAN, the member should visit
the EPFO unified member portal at
https://unifiedportal-mem.epfindia.gov.in/memberinterface/and click on the tab
“Activate UAN”. By entering UAN, name, date of birth and mobile number, an
authorisation pin is generated. The UAN gets activated once this pin is entered
and authenticated.

Merging various PF accounts

To merge two existing EPFO accounts, the member
must visit the EPFO website and under the “Services” tab, click on “One employee – One EPF account” button.

Details

On clicking the link, a form will open for
consolidating multiple EPF accounts. The member must enter his mobile number registered on
the UAN portal. Next, UAN
and current member ID must be entered. On submission of these details,
an OTP will be sent to the registered mobile number for authentication.

Merging of accounts

On entering the OTP, the page for entering old
PF account details for merger will be displayed. Once the old PF account number
is entered and the declaration is accepted and submitted, the request for
merger of that account to the existing PF account will be sent to EPFO.

Why you have to link your UAN with Aadhar ?

The Aadhaar and UAN linking would give you
following benefits.

·      You can Apply for EPF withdrawal directly to
the EPFO. The employer
would not have any role.

·      There would be automatic EPF transfer. You
don’t even need to apply.

·      You can apply for EPF pension withdrawal from UAN member portal
itself.

·      There would not be any discrepancy on personal
detail.

·      The employer can’t delay the approval of Aadhaar.

As you have seen that to link Aadhaar and UAN, your mobile number should be
same in both the database, hence now you should think twice before
changing the mobile number. It is always better to use mobile number
portability instead of adopting a new mobile number.

Requirements to link EPF accounts with UAN
number

·      UAN number

·      Current EPF account number linked with UAN
number

·      EPF KYC details — bank account number, IFSC
code, Aadhaar number, PAN card number — should be verified by your current
employer

·      UAN should be activated, otherwise it would
take 3 days post activation to access the service

Process

Step 1: Go to EPFO web portal by clicking EPO
Application

Step 2: Go to the main menu and click on ‘Our
Services’ tab to access ‘For Employee’ services. Click on the tab – it will
redirect you to a new page with services listed under ‘For Employee’ category.

Step 3: Click on ‘One Employee – One EPF
Account’ listed under the services section on ‘For Employee’ page.

Step 4: Fill the required details and generate
OTP, which is delivered on your registered mobile number linked with the UAN.

Step 5: Provide old EPF ID, accept the
declaration and submit the request.

Linking of Aadhaar with PF account through
offline mode

EPFO has also provided the facility to link the
Aadhaar number with EPF account offline. The EPF has developed an Aadhaar
Linking Application and the employee will have to fill in the application form
along with his UAN and Aadhaar number with other required information.

The employee needs to attach self-attested copies of his UAN,
PAN, and Aadhaar
with this form. These documents need to be submitted at the field offices of
EPFO or Common Services Centres (CSC). Once the verification is completed, the
Aadhaar number will be linked to EPF account. After that, the employee will
receive a message on his registered mobile number.